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What You Should Know About the Home Closing Process: An Interview with Kirk Trombley of Trombley & Kfoury

By J. Kirk Trombley

Tell us a little bit about your experience, firm's history and the areas of law that you practice.

We practice in areas that include general business, real estate, employment law and litigation. We have a significant workers' compensation defense practice as well.

Our legal team lives and raises families in NH, and believe in supporting local businesses. Our mission is to assist and protect NH residents and business owners in their legal endeavors. We can help you in achieving security for your dreams and business goals, and planning for your future success.

What's the role of an attorney in home closings in New Hampshire?

The role of the attorney should be document review & preparation. They should also represent and attend at the closing.

Can you list the basic steps in the home closing process?

  1. Loan Application & Approval
  2. Signed Purchase & Sales Agreement Between Buyers & Sellers
  3. Home Inspection
  4. Title Request from Lender
  5. Appraisal
  6. Documents Request and Review with Lender
  7. Closing
  8. (Typically a 30 day process from contract to closing)

Is there a common misunderstanding that you've noticed potential sellers and buyers have about the process?

I've noticed the sellers and buyers get a bit caught up with approration of fees, how transfer taxes work, and deposits paid at contract signing and how this correlates to realtor commissions.

What are one or two things that the seller can do to help make the home closing process easier?

The seller should work with the listing agent/attorney/title company to clear up any issues that may come up in the closing process.

What are one or two things that the buyer can do to help make the home closing process easier?

Be patient, responding to lender/attorney/ title company/selling agent in a timely manner when information or documents are needed.

What's the best way for people to reach you and your firm?

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About The Author

Kirk has substantial transaction experience in business and real estate matters...

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